Frequently Asked Questions?
LendingZest is a financial solutions provider specializing in business funding and asset financing. We offer tailored, zero-upfront-cost funding options to help businesses grow, innovate, and achieve their goals.
We work with businesses of all sizes, from startups to established enterprises, across various industries. Whether you need working capital, equipment financing, or funding for large-scale projects, we’ve got you covered.
We provide a wide range of financing solutions, including:
- Working capital loans
- Equipment and asset financing
- Real estate financing
- Specialized funding for industries like energy, infrastructure, and technology
Applying is simple! Visit our Apply Now page, fill out the intake form, and submit the required documents. Our team will review your application and get back to you within 2 business days.
The documents typically include:
- Commercial Intake Form
- Business Plan with financial projections
- Recent tax returns and financial statements
- Bank statements (last 3 months)
- Borrower/Key Principals’ resumes or CVs
Once we receive your complete application, we aim to provide a decision within 7 banking days. If approved, funds can be disbursed within 72 hours after completing the necessary steps.
Our interest rates are competitive and tailored to your specific needs. Contact us for a personalized quote.
We provide funding ranging from $1 million to $10 billion USD, depending on your project and financial needs.
Yes, we work with startups and provide funding solutions to help them grow and scale their operations.